We help to achieve your long term personal financial goals and monitor your continued progress.
What We Offers
EXPERT CONSULTANTS
ORDERS IN QUEUE
ACTIVATED CLIENTS
Goal Based Planning Key Concepts
Current Cash Flow Analysis
Current Asset Allocation
Risk Profiling
Emergency Fund Analysis
Protection Planning
Investment Planning for Goals
Real Estate Planning
Tax Planning
Monitoring, Portfolio Rebalancing & Review
Why Goal Based Planning Is Important?
Goal Based planning is the process of meeting your life goals through the proper management of your finances.
Goals can be :
Buying a House
Get Out Of Debt
Children’s Education
Children’s Marriage, etc.
Goal Based Planning allows you to manage your spendings and help achieve your goals
What is Behavioural Finance?
Your Behavior and Your Money
Behavioral finance explains how people make financial decision.
Types of behavior
Confirmation Bias
Regret Aversion Bias
Loss Aversion Bias
Familiarity Bias
Overconfidence Bias
Trend-chasing Bias
Herding
Risk Profile
What Kind of investor are you?
Risk Seeker
Risk Neutral
Systematic Risk
Recession
Political instability
Wars
Unsystematic risk
Importance of Emergency Funds
Fund for emergencies related to
When you have only one income Unexpected expensive repair costs related to house, car, etc
You live far away from your family
Does not affect your goals based saving
Unexpected medical issues
How much should be saved ?
We believe that, it’s wise to save at least six months of net living expenses /net salary in an emergency fund.
Where to Invest in an Emergency Fund?
The ideal thing to do would be to spread the emergency fund across cash or liquid fund & bank account.
